Staying Connected

Staying connected with our customers during the Covid-19 pandemic has been our main priority so you experience the highest level of customer service possible under the circumstances. Many of our staff remain home based as we continue to support their welfare and limit the potential spread of the virus. 

Getting documents to us by post may still be challenging for many of our customers, which is why we have added a new feature to our online contact form. Making it easier for you to get in touch. You can now send up to four letters or documents securely to us by uploading them with your message. 

Covid-19 FAQs

Forms available online

Making changes to your pension or policy just got easier with the help of making our frequently requested forms available for you to download. You can now make changes to your policy by completing forms digitally, although you'll still need to add your signature.

Signing the form provides evidence of your request and helps us to protect our customers from potential fraud, which we take very seriously. You’ll find the forms and more information on what to do next here.

Send documents electronically

We have added a feature to our online contact form. You can now send up to four letters or documents securely to us by uploading them with your message.

Please read the ‘Guidance for attachments’ on the contact us page before uploading your document(s). This will help us minimise the delay in dealing with your request or query. Your message will be logged, and a copy held on our records.  We are doing all we can to answer online queries in the shortest time possible. 

Latest Updates

    Covid-19 Q&A

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    • Is Countrywide Assured open?

      Yes. We have been open throughout lockdown while ensuring the welfare of our staff. Our online email form was enhanced during this time to make it easier to send documents to us, and forms added to the website.

      We will continue to follow government guidance through the easing of lockdown and will post further updates on our website.

    • I currently receive a payment from you, will this stop?

      No. Any claim payments that are currently being paid (e.g. annuities, income protection claims etc.) will continue to be paid as normal subject to scheduled claim reviews.

      If you currently receive a regular payment by cheque, we will attempt to contact you to ask if you would like to change this to a BACs payment. If we haven’t been able to contact you and you would like to change the way you receive your payment, please call our Customer Service Team who can arrange this change for you. You can find the telephone number on the ‘contact us’ page.

    • What if I can't pay my premiums?

      Some customers may find it difficult to pay their premiums at this time. Please call customer services if you are struggling to pay your premiums and a member of the team will be able to assist you.

    • What will happen to my policy value?

      The Coronavirus pandemic has already had an unprecedented affect on the world in many ways, not least on financial markets. Although the UK and overseas governments have intervened to stabilise economies, there have been significant fluctuations in investments over the last few weeks.

      If you have a unit-linked policy, the value of the underlying fund and unit prices fluctuate daily and your policy value may fluctuate more than usual.

      The value of many investments has fallen significantly over the last few weeks and there may be further falls as Covid-19 continues to have an impact on the economy. When markets fall like this, many people are tempted to withdraw their money to protect it. This can lead to the investment being sold at loss that might have been avoided if the investment were held for the long term.

      If you sell when the market is down, you will likely suffer a loss in the value of your investments and might miss out on any increases in value in the future if markets recover.

    • Am I covered for Coronavirus?

      Countrywide Assured offers a range of life and pension products and you should refer to your Policy document or latest Annual Statement for details of the protection benefits covered by your policy.

      None of our policies include protection for redundancy or unemployment and therefore, if your employment or business has been adversely affected by the Coronavirus, you will not be able to claim on your Countrywide Assured policy.

      The current government advice is that most people with the Coronavirus will experience reasonably mild symptoms and fully recover after 1-2 weeks. So it is unlikely that you will be eligible to claim on your protection benefits should you suffer symptoms of the virus.

      Regardless of the cause of death if the policyholder, or someone named on the policy, were to sadly die, the claim will be paid.

    • Is my policy protected?

      Yes. Countrywide Assured plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We comply with their regulatory expectations to ensure we have enough funds to pay claims as they arise and to ensure we treat our customers fairly.

      While it is highly unlikely to come into play given that Countrywide Assured remains well capitalised, your policy is also protected by the Financial Services Compensation Scheme. This scheme provides protection to customers from financial services firms that have failed.

      For information regarding your policy value, see question: What will happen to my policy value.

    • How do I make a claim for the death of a policyholder?

      Please follow our usual process for making a claim.

      Besides our usual service, we can accept a digital copy of the death certificate, which you can send to us via our online contact form, and we may be able to pay the funeral invoice from the policy claim in advance of receiving a death certificate. See the next Q&A for more details.

    • What if I can’t get the death certificate for a claim?

      If you’re unable to get the death certificate at this time, we’d like to do what we can to help. We may be able to pay the funeral invoice (up to the amount of the policy’s claim value or £5,000 if this is lower) on receipt of paperwork supplied by the funeral directors. The paperwork must show the date of death. Any money left over from the policy’s pay-out will be paid once we receive the death certificate.

      If the funeral expenses have already been paid, we will reimburse the costs (up to the amount of the policy’s claim value or £5,000 if this is lower) when you provide us with the relevant receipts. If you are not using the  pay-out from the policy to cover the funeral costs, we won’t be able to pay the claim until receipt of the death certificate.

      If you have been given a digital death certificate, please provide a copy.

    • I have returned my forms but haven’t heard anything. When can I expect a response?

      Please be assured that we will deal with your query as quickly as possible. We ask that you allow 10-15 working days before you contact customer services for an update. If you have not heard anything after 15 working days, please get in touch with customer services.

    • I’m in quarantine and can’t get documents certified, what can I do?

      We appreciate that getting documents certified is difficult when in quarantine so, we are accepting copies of documents, including bank statements printed from the internet. You can send us your documents electronically via our online contact form.

      Also, we are waiving the need to get a witness signature on your Payment Instruction Form. 

      Our customer services team will check your documents and get in touch if any more information is needed.

    • Can I send documents electronically?

      Yes. You can send your documents to us electronically using our online email form, which also includes tips on scanning or photographing your documents.

      Our customer services team will check your documents and get in touch if any more information is needed.

    In the coming weeks it will be increasingly difficult to get in touch, so we recommend using our online contact forms.

    Getting in touch

    Contact us