The Department for Works and Pensions (DWP) offers a digital Midlife MOT.

It’s primarily for people in their 40s and 50s, to help take stock of their finances, skill and wealth – although the MOT is available to all ages. With longer and healthier living, it’s becoming increasingly important to plan and prepare for work, wealth and wellbeing in later life.

The Midlife MOT tool enables you to regularly make sure you are prepared for later life. Based on your answers to an online questionnaire, the tool generates a report that helps with planning for the future and will also point out aspects that may complement your current arrangements. For example, the money MOT tool assesses your current financial situation and may direct you to the State Pension Forecast and Retirement Living Standards to consider as part of your plan if you haven’t done so.