If
you are an existing Policyholder and would like to
alter
your protection benefits, please contact our Customer
Helpline free on 0800
262536 Monday to Friday, between 8.00 a.m.
and 6.00 p.m.
A member of the team will be happy to help you.
Lifestyle
Protection - Personal Protection Plan
This
is a brief description of this plan. For full details
of all the aims, risks and benefits,
please refer to
your Policy Provisions or contact our Customer Helpline.
Product Description
The Personal Protection
Plan is a term assurance Policy and is designed to provide you with
valuable financial protection. The
Plan offers a range of flexible Benefits (detailed below), along
with additional options and features, to cater for your changing
needs
and circumstances.
The Plan provides flexibility for you to choose the protection
benefits which suit your circumstances and to change levels of protection
benefits as your needs change in the future.
Benefits
The valuable
benefits which your Policy provides are shown on your Policy
schedule. There may be one or more of the following:
Death Benefit
If you die during the Policy term this amount will be paid by your Policy and
could be used to repay an outstanding loan, provide a financial comfort
zone for your family or provide your family with the means to maintain their
standard
of living.
Critical
Illness Benefit
If you are diagnosed with one of the critical illnesses covered, the Critical
Illness Benefit will provide a lump sum which could be used to repay an outstanding
loan or to pay for expensive medical treatment or provide
the means to buy specialist equipment to aid recovery or to maintain an acceptable
standard
of living.
Income Replacement
Benefit
If you are unable to work due to sickness or accident, we will pay you a monthly
benefit to help you replace your income.
This additional source of income is designed to help relieve the serious financial
strain a sudden drop in income can put you and your family under.
Premium
Protection Benefit
If you are unable to work due to sickness or accident, we will pay the Policy
premiums for you until you are able to return to work.
Questions and Answers
Can
I Change My Protection Benefits As My Circumstances
Change?
You can apply to change any
benefits at any time.
You may also be able to add new protection benefits to
your Policy.
What Happens
If I Stop Paying My Premiums?
Your protection benefits will cease.
For more information
please call our Customer Helpline free on 0800
262536, Monday to Friday between 8.00 a.m. and 6.00 p.m. A
member of the team will be happy to help you.
Countrywide Assured plc
is authorised and regulated by the Financial Services Authority.
Countrywide Assured plc can only give advice on Life Assurance and Income
Protection Insurance business of Countrywide Assured plc.
