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The Guaranteed Bond:
An Example Illustration This Illustration
is an example only and should be read in conjunction with
the Key Features
document. Exact details of your Policy will be provided when
your Policy document is issued. However, if you would like
these details earlier, please call our Investment
Services Helpline free on
0800 838020. |
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Investment
Details |
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- Initial Investment £35,000
- Investment Term: Three Years
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What
You Will Get Back
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over a three year investment term, together with example rates.
The
amount you get back will depend on the amount you invest, the investment
term you select, and the rates that are applicable at the time you
apply. Based on the above example,
if you choose a Bond for income, you would receive the following (please note, monetary
amounts have been rounded to the nearest whole pound for illustration purposes). |
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Annual Income Bond
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3.65% YEARLY |
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You are guaranteed to receive, free of basic rate tax* £1,278
at the end of every year for three years PLUS £35,000 at
the end of the third year. |
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Monthly Income Bond
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3.59% YEARLY |
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You are guaranteed to receive, free of basic rate tax* £105
at the end of every month for three years PLUS £35,000
at the end of the third year.
Alternatively, if you choose a Bond for capital growth, you would receive the following:
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Capital Growth Bond |
11.35% over 3 years |
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You are guaranteed to receive, free of basic rate tax* £38,973
at the end of three years. |
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If you
have any doubt about the suitability of the Countrywide Assured Guaranteed
Bond you should contact an Independent Financial Adviser for advice.
* See Tax Notes. |
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Will
Any Commission Be Paid? |
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If an Independent Financial Adviser has introduced or arranged a Countrywide Assured Guaranteed Bond, including any re-investment of Bond proceeds, the Adviser will give you details about the costs. Countrywide Assured do not pay commission on Guaranteed Bonds. |
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What
Happens If I Cash-In My Bond Before The End of The Investment Term? |
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Warning
- If you cash in your Bond during the investment term, the amount
payable is not guaranteed and you could get back less than you
have
paid in. The table below shows what you might get back for the £35,000
in the example above for the three types of Guaranteed Bonds. It
also
assumes that there will be no change in interest rates. |
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Early
Cash-In: What You Might Get Back |
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Total
Paid In To Date |
Total
Withdrawals |
What
You Might Get Back |
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At end of year 1 |
£35,000 |
£1,277 |
£34,200 |
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At end of year 2 |
£35,000 |
£2,555 |
£34,500 |
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Total
Paid In To Date |
Total
Withdrawals |
What
You Might Get Back |
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end of year 1 |
£35,000 |
£1,256 |
£34,200 |
| At
end of year 2 |
£35,000 |
£2,513 |
£34,500 |
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Total
Paid In To Date |
Total
Withdrawals |
What
You Might Get Back |
| At
end of year 1 |
£35,000 |
0 |
£35,400 |
| At
end of year 2 |
£35,000 |
0 |
£36,900 |
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In practice interest
rates may vary and what you get back if you cash in your Bond will
depend
on the investment amount, the investment term and the interest rates
at the time. Please note, the figures relating to total withdrawals have been rounded down to the nearest
whole pound for illustration purposes. |
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Countrywide
Assured Investment Services is a trading name of Countrywide Assured
plc,
which is authorised and regulated by the Financial Services Authority. |
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